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Real Estate Loans |
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First Mortgages Homeownership is the American dream. With so many options and so many lenders available in today's marketplace, it's important to pursue a deal that's right for you with someone you can trust. Forget the games and anxiety that come with home financing and let Dade County Federal Credit Union make your dream of owning a home a reality. With no hidden fees, gimmick rates and terms, and the best rates and terms available, DCFCU proudly offers competitive fixed and adjustable rates for purchases and re-financing. Simply call (305)471-5080 and we'll get you started down the road to homeownership in no time at all. Click here to apply for a Real Estate Loan Use our handy mortgage caluclator located below to learn more about what your payments would be when you commit to owning a home with a DCFCU mortgage.
*Payment calculator results are subject to final review and do not include taxes, PMI (if required) or other expenses. ________________________________________________________________________________ Home Equity Loans For those who already own a home, Dade County Federal Credit Union also offers a variety of options for when you decide to borrow against the equity in your home featuring both fixed and variable rates, no hidden fees, and quick closings.
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DCFCU Home Equity Rates as of 5/14/08 | |
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Program | |
Repayment Terms | |
APR* | |
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Fixed Rate Home Loan** | |
Up to 15 years | |
As low as 7.75%*** | |
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Home Equity Line of Credit** | |
Up to 240 months | |
As low as 4.00%*** | |
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*APR= Annual Percentage Rate
** No closing cost options are available.
***Maximum rate 18%; average closing costs are $500; homeowner's and flood insurance may be required.
For Home Equity Lines of Credit terms are as follows:
- Prime minus 1% for the first year (4.00%)
- Prime minus .75% for the life of the loan (If the prime rate were 5.00% after first twelve months, loan would reset to 4.25%)
- Minimum 25K advance at time of closing
- No closing cost
- 75% LTV or less
- If paid off before the one year closing cost applies
- Must maintain an outstanding balance of 20K or higher within the first year
Home Equity Line rates expressed above are based on the prime rate at 5.00% as of 5/14/08 based on Wall Street Journal Prime Rate Index. The prime rate is a variable rate.
Rates and terms subject to change without notice.
Your final rate may be different than what is shown above and is dependent on your credit score and other factors. For up-to-date rates 24 hours a day, simply call Tellerline 24 at (305)471-5335 or (800)696-5962. |
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| FOR INFORMATION |
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Send us an email
Or call us at:
305-471-5080
Toll Free 1-800-299-7147
Monday-Friday
8:00am to 5:30pm
Saturday
9:00am to 12:00pm
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| AFTER HOURS |
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Lost/Stolen Visa Credit Cards and Visa Debit Cards
To report a lost or stolen debit/ATM card, please call 1-800-754-4128
To report a lost or stolen Visa credit card, please call 1-800-449-7728
Blocked Visa Credit Cards and Visa Debit/ATM cards
To find out why your debit/ATM card was blocked, please call 1-800-338-8901
To find out why your Visa credit card was blocked, please call 1-800-654-7728
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