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Rates

DCFCU Rates as of 2/8/2010
Share Savings & IRA Shares
Range RATE APY
$100 - $499.99 0.100% 0.10%
$500 - $999.99 0.200% 0.20%
$1,000 - $4,999.99 0.250% 0.25%
$5,000 and over 0.500% 0.50%
Club Accounts
Range RATE APY
$100 - $499.99 0.100% 0.10%
$500 - $999.99 0.200% 0.20%
$1,000 - $4,999.99 0.250% 0.25%
$5,000 and over 0.500% 0.50%
Range RATE APY
Share Draft Checking
$1,000 - $4,999.99 0.10% 0.10%
$5,000 and over 0.15% 0.15%
Money Management
Range RATE APY
$2,500 - $9,999.99 0.50% 0.500%
$10,000 - $24,999.99 0.80% 0.800%
$25,000 - $49,999.99 0.91% 0.91%
$50,000 and over 1.01% 1.010%
Share IRA Certificates
Range RATE APY
12 month 1.34% 1.350%
24 month 1.34% 1.350%
36 month 1.34% 1.350%
IRA Rollover 0.65% 0.65%
Share Certificates
Range RATE APY
3 month 0.90% 0.900%
6 month 1.00% 1.000%
12 month 1.34% 1.350%
18 month 1.34% 1.350%
30 month 1.74% 1.750%
60 month 2.72% 2.750%

* APY=Annual Percentage Yeild

** Minimum opening balance of $500. All terms are subject to early withdrawal penalty and or fees which may reduce earnings.


*** Minimum of $5.00 balance required. Required for Credit Membership.

Your final rate may be different than what is shown above. Rates are subject to change without notice. For up-to-date rates 24 hours a day, simply call Tellerline 24 at (305)471-5335 or (800)696-5962.

****Effective April 1, 2006, the National Credit Union Administration (NCUA) increased the share insurance to $250,000.00 on retirement accounts such as Traditional and Roth Individual Rretirement Accounts (IRAs) and SEP accounts.

 

This change provides greater protection and peace of mind for you, as you save for your retirement.  For more information, please review the article below.

 

NCUA Bulletin on Share Insurance for IRAs
Can't read the file? Download Adobe Acrobat Reader

FOR INFORMATION
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Or call us at:
305-471-5080
Toll Free 1-800-299-7147

Monday-Friday
8:00am to 5:30pm
Saturday
9:00am to 12:00pm
AFTER HOURS
Lost/Stolen Visa Credit Cards and Visa Debit Cards

To report a lost or stolen debit/ATM card, please call 1-800-754-4128

To report a lost or stolen Visa credit card, please call 1-800-449-7728

Blocked Visa Credit Cards and Visa Debit/ATM cards

To find out why your debit/ATM card was blocked, please call 1-800-890-5097

To find out why your Visa credit card was blocked, please call 1-800-654-7728
   
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