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Apply for a No Annual Fee DCFCU Platinum Credit Card and take advantage of the benefits:No Annual FeeThere is no annual fee on your DCFCU Platinum. Worldwide Acceptance Your DCFCU Platinum is recognized and honored in business establishments and financial institutions worldwide.
Low Annual Percentage Rate We offer one of the lowest Annual Percentage Rates (APR) available. Purchases will be subject to the standard APR ranging from 7.90% 17.90%. Offer subject to credit evaluation.
25-Day Grace Period You can pay off your balance in full within 25 days of your purchase to avoid any finance charges.
VISA ATM Access You have 24-hour cash access at any VISA cash machine or other ATMs that display the VISA logo (a transaction fee may be charged). A computer generated Personal Identification Number (PIN) will be sent to you shortly after you receive our DCFCU Platinum Credit Card. Interest is charged from the date of the advance.
Travel Accident Insurance As a DCFCU VISA Platinum card holder, you get up to $1,000,000 in free insurance coverage when you purchase a ticket on a major carrier with your DCFCU VISA Platinum card.
Transfer Balances You can pay off balances from other high interest credit cards and enjoy immediate savings! And, there are no transfer fees.
Periodic Credit Line Increases For your convenience, your credit line may be increased by calling us. So, as your lifestyle changes and your needs grow, so can your credit line! Simply call us and ask.
CU Rewards For every purchase dollar you charge to your DCFCU VISA Platinum Card, you earn a point toward premium merchandise and exciting travel opportunities.
Click here to apply for a DCFCU Visa Card
Important Credit Card Disclosure Visa Platinum Credit Card
Annual Percentage Rate (APR) for purchases: 7.9%, 9.9%, 11.9%, 13.9%, 17.9% based on credit evaluation.
Standard APR's Cash Advance APRs*: 7.9%, 9.9%, 11.9%, 13.9% or 17.9%, based upon credit evaluation. Balance Transfer APRs*: 7.9%, 9.9%, 11.9%, 13.9% or 17.9%, based upon credit evaluation.
Grace period for repayment of balances for purchases with Visa Platinum Credit Card 25 days on average
Method of computing the balance for purchases with Visa Platinum Credit Card Average daily balance (including new purchases)
Annual fee for Visa Platinum Credit Card None
Cash Advance Fee for Visa Platinum Credit Card 2% of the transaction or a minimum of $5 and max of $100
Balance Transfer fee for Visa Platinum Credit Card None
APR Penalty fee for Visa Platinum Credit Card None
Over the limit fee for Visa Platinum Credit Card $29.00 (If applicable)
Late Payment fee for Visa Platinum Credit Card $29.00
Foreign Currency Transaction fee Visa Platinum Credit Card 1.0% of the converted transaction amount.
**APR= Annual Percentage Rate is determined on, and may be adjusted as of the first business day of each quarter (January 1st, April 1st, July 1st, and October 1st) by adding a Margin to the Index (the highest Prime Rate published in The Wall Street Journal "Money Rates" table on the first business day of the previous month) The Margin is determined based on an evaluation of each Member's credit history, and will range from 4.65% to 14.65%. Your rate will never be more than 18% regardless of the prime rate quoted in the Wall Street Journal.
The information above is current as of 2/22/10. You can call or write us at the telephone number or address shown herein to inquire if any changes occurred since the effective date. In Miami Dade (305) 471-5080, Toll Free (800) 299-7147. 1500 NW 107th Avenue, Miami, FL 33172  |
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