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Consumer Loans

Dade County Federal Credit Union offers great value on a variety of popular loan products including:

  • CountyLine® (Revolving Line of Credit)
  • Signature Loans (Personal Unsecured Loans)
  • Specialty Vehicle Loans (Motorcycles, RVs, Personal Watercraft, etc.)
  • Share Secured Loans (Against your Share or Certificate Account to establish or improve your credit)
  • Visa® Credit Cards (Platinum Cards that earn CU Rewards points redeemable for merchandise or travel vouchers) 
  • Business Loans

Click here to apply for loans

DCFCU Loan Rates as of 5/15/08
Loan Type Terms APR*
New Auto 36-72 months As low as 4.24%
Used Auto 36-60 months As low as 4.99%
Signature 12-60 months As low as 9.49%
CountyLine Revolving As low as 9.49%
No Annual Fee Platinum VISA Revolving As low as 7.90% to 17.9%
Share Secured 12-60 months 2.00% above highest dividend rate
Certificate Secured Term of Certificate 2.50% above rate paid
New Boat Up to 72 months As low as 9.99%
Used Boat Up to 72 months As low as 10.75%
Motorcycle Up to 48 months As low as 8.25%
New RV Up to 84 months As low as 9.50%
Used RV Up to 60 months As low as 11.50%
Your final rate may be different than what is shown above and is dependent on your credit score and other factors.  For up-to-date rates 24 hours a day, simply call Tellerline 24 at (305)471-5335 or (800)696-5962.

* APR= Annual Percentage Rate.  Members can receive a .25% discount from the above loan rates when enrolling in direct deposit and an additional .25% discount  from the above loan rates for automatic payment of the loan with the exception of Home Equity Lines of Credit (HELOCs) and mortgages. The aforementioned discount on loan rates cannot be combined with any other special offer.


We offer some of the best rates and terms anywhere on a wide variety of loans all designed to make money available to you when you need it. In addition, you can set up your loan payments with payroll deduction and never need to remember to mail a payment again.

Whether it's a vacation, an addition to your home, a new car, college tuition, or anything that comes to mind, just let us know.  We'll do our best to find a way to make your dream come true with a DCFCU loan that works with your budget and lifestyle.  You'll be surprised by just how easy financing your dreams can be with DCFCU.

 

 

 

FOR INFORMATION
Send us an email

Or call us at:
305-471-5080
Toll Free 1-800-299-7147

Monday-Friday
8:00am to 5:30pm
Saturday
9:00am to 12:00pm
AFTER HOURS
Lost/Stolen Visa Credit Cards and Visa Debit Cards

To report a lost or stolen debit/ATM card, please call 1-800-754-4128

To report a lost or stolen Visa credit card, please call 1-800-449-7728

Blocked Visa Credit Cards and Visa Debit/ATM cards

To find out why your debit/ATM card was blocked, please call 1-800-338-8901

To find out why your Visa credit card was blocked, please call 1-800-654-7728
   
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