Credit Cards
Visa Platinum Card
No Annual Fee
There is no annual fee on your Dade County Federal Credit Card Platinum.
Worldwide Acceptance
Your Dade County Federal Credit Platinum is recognized and honored in business establishments and financial institutions worldwide.
Low Annual Percentage Rate
We offer one of the lowest Annual Percentage Rates (APR) available. Offer subject to credit evaluation.
Student VISA
No Annual Fee
There is no annual fee on your Dade County Student VISA Credit Card.
Easily Cover Your Educational Costs
Buy books, school supplies, a cup of coffee, or just build your credit with Dade County Federal’s STUDENT VISA© CREDIT CARD!
No Hidden Charges!
And it's so easy to apply!
Choice Rewards
Merchandise
Choose from millions of products - from top selling tech to movies and tv.
Travel
Flexible travel options and convenient online booking make it easy to customize trips with hundreds of flight, hotel,and car rental.
Events
Get front row seats at thousands of in-demand events.
VISA PLATINUM
Take advantage of 0% Introductory APR*
New cardholders can use our VISA Platinum credit card to shop with 0% APR*on all purchases made within the first 60 days & you can keep the 0% interest for 12 months!
Grow your purchasing power and save money with our low rate. For every purchase dollar, you charge to your Dade County Federal Credit Union VISA Platinum Card, you earn a point toward premium merchandise and exciting travel opportunities with the Choice Rewards program.
As a DCFCU Visa Platinum cardholder you will also receive the following benefits:
No Annual Fee
Worldwide Acceptance
VISA ATM Access
No Fees on Balance Transfers
Reward Points for every dollar spent
*APR=Annual Percentage Rate. Purchases will receive the 0% introductory APR for 60 days from the date DCFCU Platinum Credit Card is activated. Introductory rate of 0% will be in effect for 12 months and then revert back to a variable APR ranging between 12.65% - 17.90%. Purchases made after 60 days will be subject to the variable APR ranging from 12.65% - 17.90%. Reward points are not valid on cash advances/ATM transactions. Offer subject to credit evaluation. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. This offer does not apply to existing Dade County Federal Credit Union loans. This offer is for new cardholders only. Membership required. Other restrictions may apply.
VISA PLATINUM - NO BALANCE TRANSFER FEE
Visa Platinum 0% Introductory APR* for 6 Months!
Transfer your high-interest credit card balance and take advantage of 0% APR* on Visa balance transfers for 6 months, then relax with a low 6.99% APR* for the life of the balance transferred. Plus earn dollar-for-dollar Rewards Points you can use towards travel, electronics, concerts, sporting events, and more! Being a Member has its benefits especially if you have a Platinum Visa Credit Card with us. These are just a few things that you will get to enjoy with this promotion:
0% APR* on all Balance Transfers
6.99% APR* for the life of the transferred balance
No Annual Fee
Reward Points for every dollar spent
No Balance Transfer Fee
If you are a current DCFCU Visa Platinum cardholder, simply log into your account using our online banking system and click on Card Services to begin the balance transfer process.
Not A Member? Click here and join today!
*APR=Annual Percentage Rate. Balance Transfers receive the 0% introductory APR for 180 days from the date balance is transferred to DCFCU Platinum Credit Card. After 180 days, the APR will convert to fixed rate of 6.99% for the life of the balance transferred. Purchases will be subject to the variable APR ranging from 12.65% to 17.90%. Reward Points are not valid on cash advances/ATM transactions. Offer subject to credit evaluation. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. This offer does not apply to existing Dade County Federal Credit Union loans. Membership Required.
STUDENT VISA
We understand how important it is to establish credit while attending college, we have all been there before and we are here to help you.
Explore our student credit card options that were created with your needs in mind.
Student Visa Credit Card
Our Student Visa Credit Card has a low rate with a 25-day interest-free grace period on all new purchases.
Credit limit between $500-$1500
Low Fixed Rate
No Hidden Fees
Secured Visa Credit Card
Our Secured Visa Credit Card is convenient because it helps you establish credit without penalizing you for not having any credit history.
Minimum Deposit of $200
25-day interest-free grace period
No credit check
Take your account with you everywhere you go!
Use the DCFCU Mobile App to stay on top of your payments, balances and so much more:
Monitor Transactions
Review statements
Make Payments
Student Credit Card FAQ
+ What is the difference between a Student Credit Card and a Secured Credit Card?
With a Student Credit Card, you have to be at least 18 years old and provide proof that you are enrolled full-time or part-time at a college or university. A Secured Credit Card is designed for young adults to build their credit if they do not qualify for the Student Visa Credit Card. It is called a secured card because it requires a security deposit which ends up being your credit limit of at least $200.
+ How do you avoid paying interest on a credit card?
By paying the full balance at the end of each billing cycle will help you avoid paying interest.
+ How long does it take to get approved?
It may take up to 3 business days.
+ Does the Student Visa Card and Secured Visa Card help build credit?
When the card is being used responsibly it is the best way to start building credit as a young adult. You can expect to see a positive credit score within the first six months if the card is being used responsibly. The easiest way to affect your credit negatively is to miss a payment. If you feel like you cannot make a payment, please call us at 305-471-5080 so we can come up with a plan!
+ What happens to my Student Visa Credit Card after I graduate?
You will be upgraded to a regular DCFCU Credit Card and may even qualify for a credit increase.
+ Can I increase my credit limit?
After you have established good credit habits, we can review your Student Visa Credit Card to see if you qualify for an increase. When it comes to your Secured Credit Card, you can increase your available balance by adding more funds to the account.
*All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. Membership required.
